As summer comes to an end, and its back-to-school time- how are your finances?
Are you holding on to that 2.5% mortgage rate, but finding it no longer serves your financial goals? While a low-interest rate can be beneficial, it may not be the best solution for everyone, especially if other financial pressures are mounting.
Many people feel "stuck" with their low-rate mortgages, but they struggle in other areas. Accumulating debt from credit cards or car loans can create significant financial stress. Some may want to move but believe it's impossible with current rates.
We've recently assisted several clients in refinancing or selling their homes, helping them pay off substantial debt and saving them hundreds, sometimes thousands, of dollars. This process has provided them with much-needed financial relief and flexibility.
If you're feeling the financial squeeze with your monthly budget or feel trapped by your current mortgage rate, it might be worth having a conversation. There's no cost or obligation to explore what's possible, and many have found that even a brief discussion has significantly improved their financial outlook.
Please reach out if you think this could be helpful for you. We're always here to support you in achieving your financial goals!
It's been a toasty summer, but as August rolls around, we know that the next exciting adventure is on the horizon - Back-to-School Month! Whether you're packing lunchboxes for your little kindergarten kiddos, waving off your college freshman, or even gearing up to attend a few courses yourself, rest assured, we're right here cheering for you.
We are not merely a partner for your mortgage needs but your "Lending Partner for Life." We're here with you, every step of the way, be it a milestone like buying your first house or a simpler joy like the kids' first day at school. Really, any excuse for a celebration and we're in! We believe in education and the endless opportunities it brings, much like the limitless possibilities of a new home.
Back-to-School Trivia:
The first university in the world is believed to be the University of Bologna, established in 1088 in Italy.
The average student spends about $100 on school supplies each year.
Back-to-school shopping started post World War II, when consumer culture took off.
The tradition of returning to school in the fall dates to ancient times when agrarian societies began school after the harvest.
The Boston Latin School, founded in 1635, is known as the first public school in the United States.
The modern pencil was invented in 1564, but it wasn't until the early 1900s that the eraser was attached to the pencil. Borrowdale, a little village in England is known for producing the fine quality graphite used in pencils.
But let's remember, August isn't just about the kiddos heading off to school. It's a chance for us to reassess, refocus, and expand our horizons, too! After all, education is a lifelong pursuit that isn't limited to the classroom.
In honor of Back-to-School Month, let's consider the following:
Be a savvy shopper by planning and budgeting for your school needs.
Reset our routines for healthier mornings and more productive days.
Attend school orientations to get a sense of the school environment, whether virtual or physical.
Investigate adult learning programs for personal growth.
We're ready to step on this journey together, supporting each other and the brilliant minds of tomorrow.
After receiving many requests, I have been sending Weekly Market Updates on Fridays to my realtor and referral partners. I have been fielding numerous calls asking for clarity on what is going on in the market from past clients, clients who are currently looking, and future clients who plan on purchasing in the not-too-distant future. If you or anyone you know would like to be added to my Weekly Market Update email, reply to this email, or use/send them the button below to start receiving this timely information!
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Holly Walther Lending Team, 3100 Interstate North Circle SE Ste 200, Atlanta, GA 30339, United States
