We are thrilled to announce that the Holly Walther Lending Team is taking a major leap forward in providing more opportunities to our clients and partners, by expanding to Florida! Starting July 1, 2023, we will have a new location in Jacksonville. 

This expansion is more than just an exciting step forward for us; it also demonstrates our dedication to continuing our growth and it provides more possibilities for helping people with their loan needs. Our team is deeply committed to supporting agents and partners build successful businesses so they can make real differences in their communities. 

We are forever grateful to all our clients and partners who encouraged and inspired us to make this dream a reality. Throughout the years, your invaluable feedback and insights have been key factors in enabling us to achieve our goal. We are so excited to have reached this milestone together! 

We can't wait to start this new chapter in our company's future and are excited for you to join us as we continue to grow, expand, and make an even bigger impact with our services. Thank you for being part of the journey! 

Month in Review
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Here are some key points from the July Market Report Video

• CREDIT SCORE: Today’s homebuyers are strong borrowers.
  

• NEW LISTINGS: The number of new listings coming to the market has declined.

Attention First Time Home Buyers in Florida!

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The qualifications for the Hometown Heroes Down Payment Assistance program have recently been restructured by the ‘Live Local Act’ and YOU or someone you know likely now qualify for an amazing program! Starting July 3, 2023, all Florida residents that LIVE in the state of Florida and WORK for a Florida based business will qualify for up to $35,000 in assistance in purchasing your first home. INCLUDING those relocating from out of state and purchasing a primary residence in Florida. 

 Program Features :
* Assistance of 5% of the purchase price, up to $35,000 with a minimum of $10,000, at 0% interest to be applied towards down payment and closing costs
* 640 minimum credit score
* Income limits vary based on county
* No discount points or origination fees
* No intangible taxes or doc stamp fees (savings of ~ $2,100 for a $400,000 purchase price)
* Can be used with Conventional, FHA, VA, and USDA loans
* Same closing timeframe as any other loan type 
 FUNDING IS LIMITED 

If you are on the fence about whether this is something you want to take advantage, please don’t wait. Let’s set up a call immediately and just talk. No formal application or credit check. We’ll have a conversation and help you determine whether this is something that makes sense for you right now.   . This is the “Largest Investment for Housing Opportunities in History!” according to the Florida Housing Finance Corporation.  

Does This Market Have You Stressed Out?
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Are you looking for a way to stay connected and up-to-date with our latest news and updates on all things real estate? Then look no further than our social media channels! By following us you’ll gain access to valuable resources and insights, such as expert tips, helpful advice and inspiring ideas. Follow us on your favorite social media platform today and start connecting with us and others in our community!

Want Weekly Market Updates?
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After receiving many requests, I have been sending Weekly Market Updates on Fridays to my realtor and referral partners. I have been fielding numerous calls asking for clarity on what is going on in the market from past clients, clients who are currently looking, and future clients who plan on purchasing in the not too distant future. If you or anyone you know would like to be added to my Weekly Market Update email, reply to this email or use/send them the button below to start receiving this timely information! 

I have over 20 years of lending experience and a 100% closing record. The Holly Walther Lending Team is among the top mortgage loan producers in all of Georgia.